You have found an apartment in Pomorie that you love. There is just one problem — you are in Germany, Poland, the UK, or somewhere else entirely. Do you really need to fly to Bulgaria just to buy it? The short answer is no. With the right partner, buying property in Bulgaria from abroad is not only possible, it is straightforward, secure and increasingly common.
Here is everything you need to know.
Can a Foreigner Buy Property in Bulgaria?
Yes and the rules are simpler than most people expect.
EU citizens have exactly the same property rights as Bulgarian nationals. You can buy apartments, houses and commercial properties directly in your own name with no restrictions.
Non-EU citizens can also purchase apartments freely in their own name. The only limitation applies to land: if you want to buy a house with a garden or a plot, you would need to set up a Bulgarian company to hold it. For apartments, however, like those at InterHomes, there are no such restrictions for anyone.
How Does Buying Property Online Actually Work?
The property market has gone digital, and Bulgaria is no exception. You don’t need to be on the ground to find, verify and purchase a property. A trusted agent or legal representative can handle everything on your behalf — from viewings and document checks to signing and registration.
At InterHomes, we have built a process specifically designed for international buyers. It has five clear steps:
Step 1 – Video Consultation: We start with an online call — Zoom, WhatsApp or Viber, whichever works for you. We talk through your preferences, your budget and what you are looking for. No commitment required.
Step 2 – Virtual Apartment Tour: We take you on a live video walkthrough of your chosen apartment, showing the views, the balcony, the communal areas and the surrounding neighbourhood. We can also send pre-recorded videos if you would like to review them at your own pace.
Step 3 – Reservation: You secure the apartment with a deposit — paid online or via bank transfer to a euro account. You will receive official confirmation after every payment.
Step 4 – Remote Contract Signing: We send the contract documents by email. You sign remotely using scanned signatures on each page. No trip to Bulgaria needed at this stage.
Step 5 – Final Signing Upon Arrival: When you are ready to visit Bulgaria, you sign the original contracts in person before a notary, and the property is officially registered in your name. This is the only step that requires you to be present and many buyers combine it with their first stay in their new apartment.
What Should You Check Before You Buy?
Even when buying remotely, due diligence matters. Before committing, make sure you have access to:
- The title deed
- An extract from the property register
- The building permit (for new builds)
- Confirmation that there are no outstanding mortgages or legal disputes
At InterHomes, all of this documentation is prepared and available from the start. We also provide full legal support throughout the purchase, so you always know exactly where things stand.
What Are the Additional Costs?
Expect to budget an additional 3–11% on top of the purchase price. This typically covers:
- Property transfer tax
- Notary fees
- Registration fees
- Any agent commission
We outline all costs clearly before you commit. No hidden fees, no last-minute surprises.
What About Tax on Rental Income?
If you plan to rent out your apartment, there are two things to know. First, short-term rentals in Bulgaria require a tourist registration. Second, rental income for non-residents is taxed at a flat rate of 10% — which is considerably lower than in most Western European countries.
Why Buy Through InterHomes?
Buying remotely means placing a lot of trust in the people you are working with. Here is what InterHomes brings to the table:
- Full online service from first enquiry to signed contract
- Live video tours of apartments, buildings and the surrounding area
- Complete transparency — documentation available at every stage
- Full legal support included
- Flexible payment plans and instalment options
- We speak Bulgarian, English and Russian
InterHomes is developed by Interplan 11 Ltd — a construction company with over 20 years of experience and more than 25 completed buildings in the Pomorie region.
Explore available apartments at InterHomes and contact us for a free consultation — from wherever you are in the world.
